VIX and More: Portfolio Insurance for (Almost) Free

A lot of strange things happened in the financial markets late on Friday afternoon and a good deal of the craziness was in the VIX futures market, with impacts felt in the likes of VXX, which jumped 11.6% in less than an hour (the last 40 minutes of the regular session and the first 14 minutes of after-hours trading.)

The corresponding spike in the VIX futures prices pushed the front two months of the VIX futures term structure into backwardation (a downward sloping term structure curve in which front month futures contract is priced higher than the second month futures contract) for only the second day since November 2011, with the lone exception dating from May 18, 2012, when the front two month contracts were in backwardation by a mere 0.05 points.

The chart below shows how the VIX futures term structure changed over a ten-day period from December 18 to December 28. While all eight VIX futures contracts that were trading on both dates showed in increase, the magnitude of these increases were skewed dramatically toward the front months, where the January VIX futures contract jumped 38.4%, the February contract gained 28.4%, the March contract rose 21.2%, etc. Also of note, whereas the December 18^th term structure was upward sloping in an almost perfect linear fashion, by December 28^th the term structure had twisted so that the January contract is now trading at a higher level than the contracts for the February, March, April and May expirations. In fact, the market is now pricing in expectations that a VIX of about 22 will persist for the next five months.

[source(s): CBOE Futures Exchange (CFE)]

With the backwardation in the front two months of the VIX futures contracts, this also means that investors who are looking to hedge long equity exposure against an increase in volatility can now take advantage of what is essentially free portfolio insurance. Of course I am using the ?free? label loosely, but given that the short-term VIX futures (first and second month contracts) are in contango (front months less expensive than more distant months) more than 80% of the time and subject to the price decay associated with negative roll yield while in contango, I feel it is important to underscore that the short-term VIX futures roll yield is now positive, meaning that if the VIX January and February contracts do not change in price, the positive roll yield should provide a small lift to VXX, UVXY, TVIX and the other short-term VIX ETPs with a long volatility bias.

Now before anyone gets too excited about the possibility of free portfolio insurance, it is important to understand that the reason the VIX futures are in backwardation is that market participants anticipate that the VIX will decline going forward, making a long volatility hedge of limited value. So while long positions in VXX, UVXY, TVIX and their ilk are benefiting from positive roll yield at the moment, most investors consider that a decline in the VIX and VIX futures is likely to more than compensate for any gains due to roll yield, meaning that these hedges will probably be net losers when one accounts for the changes in the VIX futures and the roll yield.

[Since some of the subjects above have not come up for discussion in a fairly long time, today?s set of links is more comprehensive than usual. As always, these are not arranged in order of significance, but are grouped roughly by subject matter, with some of the more recent posts on the subject toward the top.]

Related posts:

Disclosure(s): short VXX and UVXY at time of writing

Source: http://vixandmore.blogspot.com/2012/12/portfolio-insurance-for-almost-free.html

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Breaking News: Oil Spill

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Deal reached to avoid spike in milk prices | NOLA.com

The top leaders in both parties on the House and Senate Agriculture committees have agreed to a one-year extension of the 2008 farm bill that expired in October, a move that would head off a possible doubling of milk prices next month. (Photo by AP Photo/Dinesh Ramde)

WASHINGTON -- The top leaders in both parties on the House and Senate Agriculture committees have agreed to a one-year extension of the 2008 farm bill that expired in October, a move that would head off a possible doubling of milk prices next month.

Senate Agriculture Committee Chairman Debbie Stabenow indicated that the House could vote on it as early as Sunday evening. The agreement to extend current farm law until next October was reached as negotiators hit a snag on averting a broader fiscal cliff combination of higher taxes and spending cuts Jan. 1.

Agriculture Secretary Tom Vilsack said Americans faced the prospect of paying $7 for a gallon if the current dairy program lapsed and the government returned to a 1948 formula for calculating milk price supports.

Source: http://www.nola.com/politics/index.ssf/2012/12/deal_reached_to_avoid_spike_in.html

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Doctoral and Postdoctoral Positions, The Max Planck Institute for the ...

The Max Planck Institute for the Study of Religious and Ethnic Diversity (Department for Socio-Cultural Diversity) is seeking to appoint

1. up to four researchers (wissenschaftliche Mitarbeiter/innen) at the doctoral and postdoctoral level
Applicants should have a degree in anthropology, sociology, political science, or geography. Applicants for the postdoctoral positions should have an excellent PhD, publications and envisage a research career.
Their research experience and publications should be relevant to the research areas of the department.
Applicants for a doctoral position should have a research project in mind for their PhD (and send a brief description of about one page), but need not have a fully developed proposal. Advanced PhD students may also apply for one- or two-year writing-up scholarships. Please note: the Max Planck Institute does not award doctorates; PhD students should independently enroll in universities. Presence at the G?ttingen institute is required.
Very good spoken and written English is required.
The successful applicants will contribute to the department?s research relating to
- social interactions in contexts of diversity,
? organisations, institutions and diversity (including e.g. cities or NGOs),
? superdiversity and its consequences.
Initial contracts will be for two years and are renewable to up to 4 years (for PhDs) and up to six years (for postdoctoral fellows). Salary will be based on the German public service scale TV?D, level E 13 (50% for PhDs). The envisaged starting date is 1 June 2013.
The deadline for electronic (one file please) or postal applications is 6 February 2013.
Applications should include a cover letter, CV, a list of publications, and the names and contact details of two potential referees. PhD applicants in particular should send a record of university courses and performance.
Interviews will be held in the first half of March 2013.

2. two one-year postdoctoral researchers
Scholars whose research relates to the substantive concerns of the department?s research programme and whose PhDs have been submitted by 1 June 2013 are eligible to apply. The fellowship is intended to provide the basis for developing a new research project or writing the PhD thesis into publications. The fellowship holders are expected to take part in the academic life of the institute.
Fellowships will begin on 1 September or 1 October 2013.
The deadline for electronic (one file please) or postal applications is 1 June 2013. Applications should include a cover letter, CV, a list of publications, a research/writing plan for the period of the fellowship and the names and contact details of two potential referees. Please also send an electronic copy of the PhD-thesis or sample chapters. These will of course be treated confidentially. Based on the guidelines of the Max-Planck Society, fellowships entail a monthly stipend of approximately ? 1.468 to ? 1.621 (German nationals) or ? 2.100 to ? 3.000 (foreign nationals). Stipends are not subject to income tax or obligatory social security contributions.
The Max Planck Society wishes to increase the participation of women wherever they are underrepresented; therefore, applications from women are particularly welcome.
Following its commitment to an equal opportunities employment policy, the Max Planck Society also especially encourages handicapped persons to submit their applications.
Applications should be sent to: Frau C. Albern, Max-Planck-Institut zur Erforschung multireligi?ser und multiethnischer Gesellschaften, Hermann-F?ge-Weg 11, D-37073 G?ttingen (per post), or electronically to VWE@mmg.mpg.de
For further details about the positions contact Prof. Dr. Karen Sch?nw?lder at schoenwaelder@mmg.mpg.de
Call: http://www.mmg.mpg.de/fileadmin/user_upload/Stellen/2012_Ausschreibungen_researchers_postdocs.pdf

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Repatriation next step PM Netanyahu Convenes Discussion on the Issue of Work Infiltrators from Africa

IMRA Saturday 29th December, 2012

PM Netanyahu Convenes Discussion on the Issue of Work Infiltrators from Africa (Communicated by the Prime Minister's Media Adviser) Prime Minister Benjamin Netanyahu, this afternoon (Monday, 24 December 2012), convened a discussion on the issue of progress in the process of repatriating illegal work infiltrators to their countries of origin. Hagai Hadas, who is responsible for repatriating infiltrators to their countries of origin in Afric...

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Source: http://www.middleeaststar.com/index.php/sid/211647247/scat/940f2bfd509e743b

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Aliens! Gangsters! Superheroes! 10 video games for 2013

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18 hrs.

Winda Benedetti , NBC News

The holiday shopping season is officially over?and that means the spasm of big game launches is over as well,?right? Well, no. In some ways, the rush of video?game releases?is just getting started.

For a variety of?reasons, some of the games we were most looking forward to getting our thumbsticks on in 2012?had launch dates pushed back into early 2013. Quite a few hotly?anticipated games are stacked up for a debut in?the new year?... and?some are just weeks away from arriving on shelves.

And while the spring game line-up is crowded, the rest of the ?year is looking pretty packed?as well. Quite a few?best-selling game franchises will make a big return in 2013 while some brand new titles are getting ready to tempt players with original stories and?intriguing new?gameplay.

Below you'll find 10 of the games we're most looking forward in 2013. Stop by the discussion section?to let us know which titles you're saving your?hard earned?gold coins for.

"Dead Space 3," ?Xbox 360, PlayStation 3, PC?-?Feb. 5
The?space-faring fright?fest that is the "Dead Space" series gets a new entry in the next few weeks. But while the?previous games dropped players?into terrifying solo mission filled with grotesque?creatures known as Necromorphs, this newest game?encourages players to?experience these monstrosities (and the fear they inspire)?with a friend.

Two-player, drop-in/drop-out co-operative play is the name of the?game as?you and buddy head to the icy planet of?Tau Volantis to discover the source of the Necromorph plague. Sure, you can go it all alone, but you'll get more out of the?survival horror?story if you partner up. Also, you'll have someone to hug when the undead leap at you from the dark.?

"Aliens:?Colonial Marines," Wii?U,?Xbox 360, PC, PlayStation?3?-?Feb. 12
Speaking of a good space-faring scare, the "Alien" franchise is about to get another installment, in the form of a?video?game.?Not only has?Gearbox Software billed?"Aliens: Colonial Marines" as the spiritual sequel to Jim Cameron's?"Aliens"?? the second "Alien"?movie ??but the game?is even considered part of the canon by 20th Century Fox.

InGame editor Todd Kenreck got an advance look at "Aliens: Colonial Marines." Check out his video?above.

As the name suggests, you get to play a U.S.?Colonial Marine on a mission to investigate the U.S.S. Sulaco spaceship, and?find out what happened to Ellen Ripley and?her crew.?As you play, you'll get to visit some of the most famous?locations from the films and wield some of their?most iconic weapons and equipment. And?we're hoping that, at some point in the game, we'll also get to utter the phrase, "Game over man, game over!"

"Rayman Legends," Wii U?-?Feb. 26
The bright, colorful, zany platforming game "Rayman Origins" was one of my very?favorite games of 2011. And "Rayman Legends"???a direct sequel to that game???looks like it will offer even more?music-filled, action-packed, wacky fun???but with a new twist.?That is, "Rayman Legends"???originally scheduled to arrive in November???will launch exclusively for Nintendo's new Wii U game machine in February instead. And since it's a Wii U exclusive, that?means it will be putting the machine's unique tablet-style GamePad?controller to use.

I gave?"Legends" a try at the Penny Arcade Expo earlier this year and loved the way?one player could use?the GamePad controller ??and?its touchscreen ??to assist up to four other players using standard?Wii Remote controllers. You can use the GamePad to do?things like grab and pull creatures out of the ground, open secret paths and knock enemies out of the way. I dare say "Rayman Legends" is a very good reason to pick up a Wii U if you haven't already.

"Tomb Raider,"?Xbox 360, PlayStation 3, PC?-?March 5
The forthcoming "Tomb Raider" game is another title?that found itself?delayed from 2012 to 2013. But hopefully that extra time will mean extra polish for?this reboot of one of the most famous series?in video?game history.?

The action-adventure/platforming?game is set to?re-imagine leading lady Lara Croft's early, formative years. And while it has already inspired its fair share of controversy?due to an alleged sexual assault scene, we can't wait to see the new places the?developers take this storied franchise. From what we've seen so far, Croft has been given a darker, grittier backstory (a la the?character reboot we've seen in?the new Batman/Dark Knight?films). It's a backstory that makes her more human and less of a (top-heavy)?caricature. And to that we say: It's about time.

"Bioshock Infinite," PlayStation 3, Xbox 360, PC?-?March 26
Earlier this year, the team at Irrational Games told?us we'd have to wait until next year?to get our hands on "BioShock Infinite" because they wanted more time to make it "even more extraordinary."?Needless to say, after all this waiting, our expectation for this game???the third in the critically acclaimed?BioShock franchise???are very high.

And, indeed, "Infinite"?will take us back in time and?high up into the sky, as we play?agent Booker DeWitt, a man sent on a mission?to the airborne city of Columbia. His mission: to find a young woman named Elizabeth (recently?modeled by Russian gamer/costumer?Anna Moleva). This first-person shooter promises to?drop players into a intrigue-and-adventure-filled?alternate vision?of America during the Age of Steam, while bestowing upon?us?some unique powers.

The waiting isn't over yet, but in the meantime you can check out the new?video above, which offers a preview of the first few minutes of "Bioshock Infinite."

"Injustice: Gods Among Us," Xbox 360, PlayStation 3, Wii U - April
There is an age-old question asked by geeks of all ages: Who would win in a fight ... ?Batman or Superman? Flash or the Green Lantern? Catwoman or Wonder Woman? The forthcoming fighting game "Injustice: Gods Among Us" will, at last, provide us with the answers we seek.

The game drops many of your favorite heroes and villains from the DC Comics universe into "a world where the lines between good and evil are blurred." And it's here that the developers at NetherRealm promise "Injustice" will give us "heroes and villains engaging in epic battles on a massive scale." A look at the trailer above shows they aren't kidding. When superheroes collide, mere mortals better run and hide.

"The Last of Us," PlayStation 3?-?May 7
Brought to us by the developers behind the critically acclaimed?Uncharted games, "The Last of Us" not only promises to?blend survival and action gaming?elements in unique ways, but to take us on a story-driven journey with deep, well-crafted characters.

The game takes place 20 years after a plague decimated the population, leaving civilization in ruins and the survivors?not only fighting off?infected humans but fighting with?their own fellow survivors as well. It's in this setting that we meet the grizzled survivor?Joel and the?14 year-old girl, Ellie, that he's charged with protecting. "The Last of Us" is the kind of game aimed at?grown-up players looking for thoughtfully?crafted,?grown-up gaming. Fans of "The Walking Dead" should definitely be?lining up for this one.

"Grand Theft Auto V,"?PlayStation 3, Xbox 360?-?Spring 2013
At long last, Grand Theft Auto?is hitting the road again. The?GTA games have pioneered open-world gaming, giving players the freedom to roam immense digital landscapes filled with crime,?adventure and?some very colorful characters. And Rockstar says that "GTAV" ??which takes place in and around?the fictional Southern California city of Los Santos???will be its?biggest game?yet.

"Grand Theft Auto V"?will allow players to switch between three friends/partners in crime and will?center around performing heists.?We'll get to play?Michael, a wealthy ex-gangster; Trevor, a wise-cracking crazy man with a short fuse; and?Franklin, a professional repo man. Sounds like a recipe for?trouble?... and lots of crime-filled?fun. Meanwhile,?"GTAV" developer Rockstar Games?recently revealed that the game will head underwater as well. And as the new?screenshot above indicates, that means we better get ready?for ...?sharks!

"Pikmin 3," Wii U?-?Spring/Summer 2013
Nintendo recently announced that it was delaying its?highly anticipated real-time?strategy game until the second quarter of 2013. And while waiting is a bummer, we're used to it when it comes to this delightful series.

It's been?eight long?years since "Pikmin 2" let us control swarms of the?adorable?little ant-like creatures?as they try to survive in the big BIG world. With "Pikmin 3,"?we'll be able to control these delightful Pikmin using either the GamePad or Wii Remote controller as we?set them to various tasks such as breaking down barriers, harvesting food and?taking out enemies. And?for the first time ever, we'll?get to see these creatures and their strange, wonderful?world in gorgeous HD.

"Beyond: Two Souls,"?PlayStation 3?- Late?2013
"'Beyond' will be unlike anything else you've experienced before," David Cage, the director for this forthcoming PlayStation 3?game has promised. And we have good reason to believe him. "Beyond: Two Souls" is being made by the team at?Quantic Dream, the development company that brought us the surprisingly compelling and emotionally mature cinematic game "Heavy Rain."?

"Beyond: Two Souls" is described as?a "psychological action thriller;" and it will star the excellent Academy Award-nominated actress?Ellen Page?as Jodie Holmes,?a young woman who possesses strange, supernatural powers thanks to a?psychic link to an invisible entity.?Cage says the?game will take players on a journey through?15 years of Holmes'?life as it explore themes of?death and the afterlife.?Your decisions will?determine her fate. Very intriguing indeed.

?Winda Benedetti?writes about video?games for NBC?News. You can follow her tweets about games and other things?on Twitter?here?@WindaBenedetti?and you can?follow her?on?Google+.?Meanwhile, be sure to check?out the?IN-GAME?FACEBOOK PAGE?to discuss the day's?gaming news and reviews.

Source: http://www.nbcnews.com/technology/ingame/aliens-gangsters-superheroes-10-video-games-look-forward-2013-1C7661431

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Video: Senators weigh in on whether deal can be reached

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Source: http://video.today.msnbc.msn.com/today/50310389/

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Valuable Information about a Drug Rehab in New York. | ArticlePDQ ...

Drug addiction is an essential issue people need to address. Typically, addicted people do not realize exactly how severe addiction is and have the tendency to wave it off as one of lifes tragedies. However, obsession to any substance, be it liquor, nicotine or drugs is certainly unhealthy and may even be life threatening. Find help from a drug rehab New York,US if any of your loved ones are addicts. Foremost, what do these programs give?.

Good Programs in Drug Rehab.

Firstly, there will be visible physical recuperation within few weeks of admission. The people will begin to see clearer and have rosier skin. They will also get other physical benefits such as having a healthy heart and liver. They will also have enhanced digestive functions. They will definitely learn just how to think logically because they no longer strive to cover their thoughts and feelings behind drugs. Physical and emotional well-being is guaranteed through yoga, martial arts and also such other holistic procedures.

There are a few substances that take a much longer time to get into the system of the body. This is particularly true if the person has formed a physical tolerance for covering the addiction. Amazingly, few people look to have ideal health conditions even on obsession to cocaine, heroin or other such narcotics. Drug rehabilitation programs present very good medical advice for drug withdrawal situations. These programs are also good for effective detoxification. These cleansing programs prevent the patient from retreating to the old habits of drug usage.

Besides lowering the addiction, the rehab program also helps avoid any signs of recurrence. Internal cleansing is therefore among one of the most effective programs offered. It makes certain the extraction of toxins from the patients human body and helps in building higher tolerance levels. Over time, patients could return to their regular activities without any type of hassle. You could note a considerable decline in withdrawal symptoms as a result of good guidance and strict medical supervisions.

Drug rehab programs are excellent in meeting all the demands of an addict not limited to substance abuse. Sessions on behavioral therapy and counseling is also given for fruitful rehabilitation. In addition, these programs make it simpler for an addict to be identified by the community by presenting occupational therapies. These two therapies teach life and social skills with which an addict may develop a new way of living for him/her. While the rehab programs offer freedom for the addicts, it can be quite hard for some junkies to manage such immediate responsibilities. They can be attracted towards drug dependence again. Rehab programs present such solutions also for protection of addicts.

In many circumstances, people become addicted to drugs as a result of disquieting emotional conditions. Some might also endure from mental illness that simply worsen the behavior pattern of an addict. Critical personal breakthrough is ensured by drug rehab New York as therapists spend quality time with the junkies. They attempt to uncover the dependence causes and determine the presence of other conditions that have to be treated simultaneously. Drug rehabs offer stress reduction through counseling , group discussions or other such rehab therapies. Though this could be mentally and emotionally exhausting, it is definitely less stressful than the usual life of an junkie. The patients need not worry about facets like work, relationships or financial problems which instigated the addiction process.

Source: http://articlepdq.com/health-fitness/valuable-information-about-a-drug-rehab-in-new-york/

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After Newtown, Americans want their guns, with some restrictions

(Reuters) - Nearly seven in 10 Americans support the idea of placing strong or moderate limits gun ownership following the mass shooting at Sandy Hook Elementary School, a Reuters/Ipsos poll said on Thursday.

But laws that permit citizens to carry concealed weapons or use lethal force for protection while in public were just as popular, the poll said.

The Reuters/Ipsos poll, which surveyed 1,477 Americans online between December 23 and 27, highlighted the difficulty U.S. policymakers face in devising ways to curb gun violence: gun control laws enjoy fervent support in the abstract, but laws preserving specific gun ownership privileges are also well liked.

The poll results come roughly two weeks after police say 20-year-old Adam Lanza shot his way into Sandy Hook Elementary School in Newtown, Connecticut, using a semi-automatic weapon to kill 20 first graders and six school staff members. Ahead of the rampage, he had killed his mother, Nancy Lanza, in their home five miles away. Lanza killed himself as police arrived at the school.

It was the second deadliest school shooting in U.S. history after the 2007 massacre at Virginia Tech University in Blacksburg, Virginia, which left 32 dead.

The Reuters/Ipsos survey found that 48 percent of respondents agreed that "gun ownership should have strong regulations or restrictions." Meanwhile, 69 percent and 68 percent either strongly supported or somewhat supported laws allowing law-abiding citizens to get a concealed-weapon permit and "laws allowing citizens to use deadly force to protect themselves from danger in public places," respectively.

Some restrictions on gun ownership enjoyed even more support than concealed carry rights. Nearly nine in 10 Americans favored laws requiring background checks before someone purchases a gun, and just over seven in 10 favored limits on the number of guns someone could purchase in a particular time frame.

But nearly four in 10 Americans said they supported allowing law-abiding citizens to bring a firearm into a "church, workplace, or retail establishment," according to the poll. Several states currently ban guns in such places.

An equal number said they were "very concerned" about increased purchases of semi-automatic weapons following the shooting in Connecticut, further illustrating the dissonance.

The latest poll results echoed attitudes expressed by Americans surveyed immediately after the Newtown massacre and differed sharply from Reuters/Ipsos polls conducted prior to it. The share of Americans supporting strong limits on gun ownership rose by 8 percentage points to 50 percent in the days after the shooting.

The poll's findings had a credibility interval, which is similar to a margin of error, of plus or minus 2.9 percentage points.

(Editing by Dan Burns and David Gregorio)

Source: http://news.yahoo.com/newtown-americans-want-guns-restrictions-232939287.html

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Nonprofit tech innovators inspire new philanthropy - NBC12.com ...

By
BRETT ZONGKER
Associated Press

WASHINGTON (AP) - Scott Harrison knows his charity has funded nearly 7,000 clean water projects in some of the poorest areas of the world in the past six years. How many of those wells are still flowing with drinking water months or years later, though? That's a tough question to answer.

His organization called Charity: Water has funded projects in 20 different countries. It's committed to spend 100 percent of each donation in the field to help reach some of the 800 million people who don't have clean water and resort to drinking from swamps, unhealthy ponds or polluted rivers. Organizers send donors photos and GPS coordinates for each water project they pay for.

Still, Harrison, a former New York promoter for nightclubs and fashion events, didn't want to guess at how many water projects were actually working. He wanted to give donors more assurance, knowing as many as a third of hand pumps built by various governments or groups stop functioning later. His solution: why not create sensors to monitor the water flow at each well? But raising millions for a new innovation could prove impossible.

Few funders want to pay for a nonprofit's technical infrastructure or take the risk of funding a dreamy idea. They'd rather pay for real work on the ground.

This month, Google stepped in with major funding to create and install sensors on 4,000 wells across Africa by 2015 that will send back real-time data on the water flow at each site. The $5 million grant could be a game changer for Charity: Water to ensure its projects are sustainable, to raise money for maintenance and to empower developing countries to maintain their infrastructure with new data.

"You could imagine a water minister salivating over this technology, even a president of a country being able to hold his water ministers in different districts accountable, saying, 'Hey, look, I want a dashboard in my office where I can see how my small, rural water projects are performing,'" Harrison said.

The grant is part of the first class of Google's Global Impact Awards totaling $23 million to spur innovation among nonprofits. Experts say the new annual grants are a part of a growing trend in venture philanthropy from funders who see technology as an instrument for social change. Such donors say they can have a bigger impact funding nonprofits that find ways to multiply their efforts through technology.

The gifts also represent a shift in the tech company's approach to philanthropy.

Google's Director of Charitable Giving Jacquelline Fuller said the company analyzed its giving, including $115 million in grants last year. It decided it could have a greater impact by funding nonprofit tech innovation, rather than specific issue areas or existing projects. Its grants will come with volunteer consulting on each project from Google engineers or specialists.

"We're really looking for the transformational impact" from clever uses of technology, Fuller said. But that sometimes involves risk that new technologies and innovations may not work.

"Informed risk is something Google understands," she said. "There's actually very few dollars available that's truly risk capital, lenders willing to take informed risk to help back some of these new technologies and innovations that may not pan out."

The largest source of funding for U.S. nonprofits is government, mostly through contracts that come with strings attached. Individual donors contribute significant support to charities as well, and the nation's foundations give about 14 percent of overall philanthropy to nonprofits.

"There is sort of a new breed of philanthropists coming into the field," including many who made money in the tech sector at a young age, said Bradford Smith, president of the Foundation Center, an information clearinghouse on nonprofits. "There I think you're seeing a really interesting sort of confluence of almost kind of a venture, risk-taking approach and technology as an instrument for social change."

Google zeroed in on projects that could develop new technology to scale up smaller projects targeting the environment, poverty, education and gender issues.

It's giving $5 million to the World Wildlife Fund to develop high-tech sensors for wildlife tagging to detect and deter poaching of endangered species. Another $3 million is going to a project at the Smithsonian Institution to develop DNA barcoding as a tool to stop illegal trading of endangered plants or animals smuggled across borders. That project could give six developing countries DNA testing materials with fast results to use as evidence to prosecute smugglers.

To fuel future innovation, Google is giving Donorschoose.org $5 million to create 500 new Advanced Placement courses in math, science and technology for U.S. schools that are committed to enrolling girls and minority students.

The charity GiveDirectly will receive $2.4 million to expand its model of direct mobile cash transfers to poor families in Kenya as a new method for lifting people out of poverty.

A charity run by actress Geena Davis that studies gender portrayals in the media will use a $1.2 million Google grant to develop new automated software that analyzes how females are portrayed in children's media worldwide, speeding up a previously manual process.

"It was looking prohibitively expensive to do a global study," Davis said, adding that developing new technology seemed like a far-flung wish. "It seems so science future that we weren't really raising money to do it."

While the grant may be a relatively small investment for a major tech company, it represents one of the largest gifts ever for the Geena Davis Institute on Gender in Media.

Innovation and technology among nonprofits have long been underfunded with traditional funders often feeling averse to risk and more often seeking to fund specific types of existing programs.

Momentum has been building for the past decade for funders pursuing venture philanthropy, said Matt Bannick, managing partner of the Omidyar Network founded by eBay founder Pierre Omidyar. Since 2004, the group has given out $310 million in grants to nonprofits, including the Sunlight Foundation and DonorsChoose.

Seeking out ideas to fund, rather than existing projects, turns traditional notions of philanthropy on its head, Bannick said.

"Rather than looking for organizations that could do this specific work that we're hoping to get accomplished, let's look for fabulous entrepreneurs ... that have a new and innovative idea that we can get behind," he said.

Silicon Valley philanthropists are fueling some growth in funding for nonprofit innovators, but some older foundations also have turned to funding innovation and nonprofit entrepreneurs.

The John S. and James L. Knight Foundation in Miami, born from a newspaper chain, has turned its focus to media innovation. The Alfred P. Sloan Foundation, founded in 1934 by a General Motors chief, focuses on science and technology to drive the nation's prosperity. Sloan was an early funder of the Smithsonian's DNA barcoding project.

Such funders are betting that early seed money can have a big impact with the right ideas and entrepreneurs.

"If there was more funding," Bannick said, "there would be a lot more great ideas that could emerge."

___

Charity: Water: http://www.charitywater.org/

Google Global Impact Awards: http://www.google.com/giving/impact-awards.html

Omidyar Network: http://www.omidyar.com/

___

Follow Brett Zongker on Twitter at https://twitter.com/DCArtBeat

Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://www.nbc12.com/story/20431035/nonprofit-tech-innovators-inspire-new-philanthropy

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needn barrister: culbertson aborigine: Speed reading apps for

I installed some speed reading apps and tested them. I?ve so far notices a few ?categories? or groups of equals:

• One kind exists mostly from showing a text word by word in the middle of the screen. Showing each word a very short time and so you can read at a high wpm because you never need to move your eyes.
• Another kind is merely a speed reading article disguised as app.
• Another kind is no speed reading app but just a reading app with a fancy name.
• Yet another kind is training in the form of news/actually.
• And the last kind is a training app, not for your own stuff but purely for training.

I only tested them quickly and unions talked the non-interesting. But they aren?t quite what I?m looking for. Maybe I should write one myself for training and guided reading.

This entry was posted in Other and tagged Android, Self Improvement, Speed Reading. Bookmark the permalink.

Source: http://www.tjenwellens.eu/other/speed-reading-apps-for-android/

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Source: http://culbertson-aborigine.blogspot.com/2012/12/speed-reading-apps-for-android-tjen.html

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Source: http://bylnraond.posterous.com/culbertson-aborigine-speed-reading-apps-for-a

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Source: http://needn-barrister.blogspot.com/2012/12/culbertson-aborigine-speed-reading-apps.html

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Source: http://widemouthed-pool.blogspot.com/2012/12/needn-barrister-culbertson-aborigine.html

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Don't Trust Just Anyone With Roof Replacement | Yancey Home ...

When you find out that you need a complete roof replacement, it can be shock to the system. It?s a major cost and one that has to be handled right away. If you have a leak, or areas of rotting in your roof, then it?s only going to get worse by ignoring it. Instead, you need to find a roofing contractor with the expertise and reputation that your home deserves. Without it, you could be setting yourself up for a big failure.

It All Begins With The Estimate

Before a single shingle is removed or a nail hammered, you need to get an estimate from several different companies. Be wary of any company that walks up to your door and simply offers to complete the job for a ridiculously small fee. It may sound appealing at the time, but the company will likely be unable to guarantee their work, aren?t licensed, and if something goes wrong will be no where to be found. Choose roofing contractors from the phone book or online through websites that offer reviews.

Such firms will come to your house, give the roof a good look and provide you with a detailed estimate of how much it would cost for them to complete the job. You need to look at each estimate individually and not base everything on price. While a specific company may offer a lower price, you must question what kind of materials are they using and what kind of guarantees they provide.

It may be worth a bit of extra money if they promise to come back and fix any problems without charging.

Check Them Out

Before you make a decision, check out each of your finalists extensively. Why? An estimate tells you what they do, but not how well they do it. Ask for references from past clients and get their opinion on the company. There are also many different websites that provide reviews for service industries. Check out the positives and negatives, but always take these with a grain of salt. Once you have done your research, you can make the perfect decision based on reputation and price.

In The End

Once the job is completed, make sure to get a phone number and the name of a contact person at the company. If there are any problems, then you should be able to call them up and have it fixed immediately. File the information and don?t lose it. Roofs are often guaranteed for a number of years so you might need the information in the future.

Yancey Home Improvements offers roofing repairs and emergency repairs along with complete roof replacement. Should you find you have a stubborn leak or wind damage we can help. Minor repairs are no problems for us either; let us help you with your home repairs and upkeep.

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Source: http://yanceyhomeimprovements.com/projects/trust-roof-replacement

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Disappointing holiday retail sales for U.S. businesses : News ...

Read?more: Local, National, News, Shopping, Holiday Shopping, Christmas Shopping, Holiday Retail Sales, Disappointing Holiday Retail Sales for U.S. Businesses, Mastercard Advisors Spendingpulse

(AP) -- WASHINGTON- It's a disappointing holiday season for U.S. retailers.

MasterCard Advisors SpendingPulse reports that in the two months before Christmas, sales of electronics, clothing, jewelry and home goods increased by only 0.7 percent compared with last year.

Analysts had expected growth of at least 3 percent.

It's been the worst year-over-year performance since 2008.

(Copyright ?2012 by The Associated Press. All Rights Reserved.)

Source: http://www.carolinalive.com/news/story.aspx?id=841014

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thAmidala161: Christmas Craft Supplies 6 Inch Sisal Tree: Home ...

Sorry, Readability was unable to parse this page for content.

Source: http://thamidala161.blogspot.com/2012/12/christmas-craft-supplies-6-inch-sisal.html

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Worshippers rejoice in Jesus' Bethlehem birthplace

BETHLEHEM, West Bank (AP) ? Pilgrims and locals celebrated Christmas Day on Tuesday in the ancient Bethlehem church built over the site where tradition holds Jesus was born, candles illuminating the sacred site and the joyous sound of prayer filling its overflowing halls.

Overcast skies and a cold wind didn't dampen the spirits of worshippers who came dressed in holiday finery and the traditional attire of foreign lands to mark the holy day in this biblical West Bank town. Bells pealed and long lines formed inside the fourth-century Church of the Nativity complex as Christian faithful waited eagerly to see the grotto that is Jesus' traditional birthplace.

Duncan Hardock, 24, a writer from MacLean, Va., traveled to Bethlehem from the republic of Georgia, where he had been teaching English. After passing through the separation barrier Israel built to ward off West Bank attackers, he walked to Bethlehem's Manger Square where the church stands.

"I feel we got to see both sides of Bethlehem in a really short period of time," Hardock said. "On our walk from the wall, we got to see the lonesome, closed side of Bethlehem ... But the moment we got into town, we're suddenly in the middle of the party."

Bethlehem lies 10 kilometers (6 miles) south of Jerusalem. Entry to the city is controlled by Israel, which occupied the West Bank in 1967.

Hardock's girlfriend, 22-year-old Jennifer Gemmell of Longmont, Colorado, compared the festive spirit in Manger Square on Christmas Eve, saying "it's like being at Times Square at New Year's."

The cavernous church was unable to hold all the worshippers who had hoped to celebrate Christmas Day Mass inside. A loudspeaker outside the church broadcast the service to the hundreds in the square who could not pack inside.

Tourists in the square posed for pictures as vendors hawked olive wood rosaries, nativity scenes, corn on the cob, roasted nuts, tea and coffee.

An official from the Palestinian tourism ministry predicted 10,000 foreigners would visit Bethlehem on Christmas Day and said 15,000 visited on Christmas Eve ? up 20 percent from a year earlier. The official, Rula Maia'a, attributed the rise in part to the Church of the Nativity's classification earlier this year as a U.N. World Heritage Site.

Christians from Israel ? Arab citizens and others ? also boosted the number of visitors.

Information technology consultant Martin Wzork came to Bethlehem with his wife and young daughter from Krakow, Poland.

"My wife believes in God, so it's important for her," said Wzork, who described himself as a non-believer. "For me, it's interesting because it's a historical place and famous."

On Christmas Eve, thousands of Christians from all over the world packed the square, which was awash in light, resplendent with decorations and adorned by a lavishly decorated, 17-meter (55-foot) fir tree. Their Palestinian hosts, who welcome this holiday as the high point of their city's year, were especially joyous this season, proud of the United Nations' recognition of an independent state of Palestine just last month.

Israel, backed by the United States, opposed the Palestinian statehood bid, saying it was a ploy to bypass negotiations, something the Palestinians deny. Talks stalled four years ago.

Later Tuesday, the world's Christmas focus will shift to Vatican City, where Pope Benedict XVI will deliver his traditional "Urbi et Orbi" speech ? Latin for "to the city and the world" ? from the central balcony of St. Peter's Basilica to thousands of pilgrims, tourists and Romans gathered in the piazza below.

The speech traditionally reviews world events and global challenges, and ends with the pope delivering Christmas greetings in dozens of languages.

Source: http://news.yahoo.com/worshippers-rejoice-jesus-bethlehem-birthplace-081929930.html

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The True Secret To Guarding Your Way Of Life Through Insurance ...

Posted by mikaza on December 25, 2012 in Lifestyle | Short Link

bluecross blueshield nc Insurance will help you financially if you are handling tragedy, health issues, or once you have a crash. There are numerous forms of insurance plans readily available. Your home, animal, vehicle and lifestyle are all insurable. When incidents happen, insurance coverage assists in spending unanticipated fees. The article listed below gives you information on how various insurance coverages assist you. blue cross blue shield maternity coverage

Give up smoking to acquire decrease premiums. Your state of health insurance fees will go down considerably with time when you start to get rid of the health difficulties connected with cigarette smoking. Together with your new, much healthier life-style you can also anticipate your daily life insurance fees to diminish.

Subscribing to a couple of plan is a great way to get discounts. Inquire further what their finest provide is, and utilize that as your baseline to find a greater provide. The Internet is a superb position to learn the other gives are offered.

Constantly document your claim variety. When submitting an insurance plan declare, you will most likely be given a compensation claim quantity. Be sure you keep records of this amount. Create it in multiple location. Conserve the phone numbers in areas what your location is positive they are secure.

Even though you can reduce premiums by using an increased deductible, you ought to know in the charges. Although you?ll pay less with regards to your monthly monthly bill, you continue to need to pay for smaller stuff that happen from the pocket. Make sure you put these very little bills in your tally to figure out what your best option is made for you.

Take into consideration picking out a ?quilt? insurance plan, where all your needed insurance coverage requires are implemented via a solitary company. An umbrella coverage indicates getting your insurance?car, residence, fishing boat, R.V., and motorycle?in one provider. This insurance can get you clout along with your insurance carrier in the event you data file a claim. This umbrella protection must also give you a huge lower price, saving you funds more than independent insurance coverage with some other companies.

When you have significant medical issues prevent applying for life insurance over $100,000 because you will be essential to obtain a actual physical examination. Insurance providers can, obviously, refuse protection sometimes. In other folks, they might choose to charge a better top quality than you might have been planning on.

Understanding a few recommendations might not turn you into a professional on insurance plan, however it will arm you with all the instruments essential to find an excellent coverage and to avoid wasting a lot of money in the process. If you have insurance policy presently, you may make adjustments to your current choice for the better. inclusive health state option

Tags: insurance, medical

Source: http://valttiblogi.com/the-true-secret-to-guarding-your-way-of-life-through-insurance/

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Does Every Consultant Need To Write a Book | Marketing and ...

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Marketing podcast with Guy Kawasaki

I asked the question contained in the title of this post in a community I moderate on Google+ (Consultant Exchange- join us if you are a coach or consultant)

Somewhat predictably answers fell into two camps ? those with a book said yes it was very helpful and meaningful to their business. Those without a book said no they didn?t think it was necessary and that a well written blog might be more important.

In my business having a book (and now three) made a significant difference in terms of creating more speaking, branding and consulting opportunities. Now, a key measure in the equation is that these books are well regarded and sold well enough to stand on their own ? but there?s no question my books have led to a bigger brand for Duct Tape Marketing.

I posed the same question to my friend Guy Kawasaki and his take was a little more reserved ? ?Writing a book to open other opportunities is the wrong reason to write a book. You should write a book because you have something to say or are passionate about promoting a cause or idea.?

Kawasaki has written twelve books, including the just released APE: Author, Publisher, Entrepreneur ? How to Publish a Book. Kawasaki wrote the book to reveal everything he?s learned along the way as an author and entrepreneur with the added lessons gained from publishing his last two books without the aid of the traditional publishing machine.

APE is meant to introduce the concept of ?artisinal publishing? as a powerful avenue for anyone wishing to get their message heard in the form of a book much like an artist practicing and promoting their craft might do.

As someone that?s written several books I can tell you that if you have a desire to write a book, but have no desire to publish on your own, the section on writing a book is worth the money. If you do plan to write and publish your own work the guidance on the very specific elements of editing, formatting and submitting digital books is a gold mine.

I do believe that we have come to a point where honing and communicating a specific point of view is an essential practice in the worlds of coaching, consulting and marketing and a book is one format to do so.

More importantly perhaps is that you practice your craft in a way that allows you to gain the experience and insight needed to construct a point of view worth sharing ? do that and you?re on your way to writing that book.

Source: http://www.bostonprintingservices.net/does-every-consultant-need-to-write-a-book/

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Source: http://rukikilucaba.posterous.com/does-every-consultant-need-to-write-a-book-ma

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2012/13 Ski Season Outlook - Herald Online

MARTINSVILLE, N.J., Dec. 24, 2012 ? /PRNewswire/ --?Following a dismal season last year ? when U.S. skier visits plunged 15% amid a dearth of snow across the country ? enthusiasts, resorts, and snow sport retailers alike are hoping for better fortunes during the 2012/13 ski/snowboard season. ?Although the season started out with a whimper, conditions have improved significantly recently in some areas of the country.? With that said, Ken Schapiro of Condor Capital believes that with a little help from Mother Nature, pent up demand along with an improving economy and labor market should help to boost skier days by mid-single digits this season.?

Although many factors influence the success of a given ski season, by far the most important is the weather.? While forecasting longer-term weather/snow trends is a challenging endeavor, meteorologists have had particular difficulties this year.? This stems from the fact that? this year, the United States is unlikely to experience either an El Nino or La Nina weather pattern, which typically brings fairly predictable patterns regarding temperatures and snowfall in various parts of the country.? Given this, skiers may want to focus more on shorter-term forecasts and specific weather events when making their winter plans.? After a beginning to the season that felt eerily similar to last year's disappointment, snowfall totals in the western-U.S. and Pacific Northwest have improved.? In Colorado, Vail has received several feet of snow since early-December, with more in the forecast.?? Earlier this month, Canadian resort Whistler-Blackcomb noted that it had the deepest snow base at that point in the season in 10 years. ?Northeastern resorts, on the other hand, have struggled as a lack of snow and warm temperatures ? hindering snowmaking efforts ? have pushed back openings at some resorts and left others operating with limited trails.

Early indications from retailers and resorts have been mixed thus far.? After previously reporting that season pass sales were tracking 17% ahead of last year and issuing a rosy earnings outlook, Vail Resorts has tempered its enthusiasm, recently noting that season pass sales are now up just 5% year-over-year.? Schapiro theorizes that pent up demand by hardcore enthusiasts drove the initial pop in sales, while other skiers, with last season's disappointment still fresh in their minds, may have waited for more-tangible signs of a good snow season before making their decision to commit to a pass.? It seems as though consumers have also taken a wait-and-see approach towards booking resort stays.? According to The Mountain Travel Research Program, which collects data on Western resorts, bookings for this season are down 3.9% year-over-year.? While disappointing, there is still time for a rebound as less than half of bookings are typically made by this point in the season.??? It is also interesting to note that booking trends have been widely divergent between months, with December down double digits but February showing gains.? Condor Capital attributes this to skiers focusing their trips on the "core" of the season, rather than taking a chance that resorts will be fully open during the early- and late-season months. ?For consumers, there is a silver lining in these sluggish bookings as some resorts have begun to offer discounts and package deals to spur demand, especially during the latter part of the season.? However, it is critical to note that the recent pickup in snowfall in the Midwest will likely have a sizable impact on these figures when subsequent readings are released in the coming months.

The so-called "hangover effect" from last year has also spread into the retail market. ?Sports equipment maker Amer Sports (parent of Atomic, Salomon, Arc'teryx, etc.) recently reported a 15% decline in sales in its winter sports equipment segment.? This was driven primarily by a steep decline in retailers' preorders and later delivery schedules, as many stores remain saddled with excess inventory left over from last season.? In a report by the SnowSports Industries America (SIA) and the Leisure Trends Group, it was estimated that inventories were up by 30% in the apparel and equipment category at the end of last season. ?However, after strong pre-season sales, inventories for the category are now tracking just 11% ahead of last year.? It is unsurprising then, to see that while aggregate sales at snow sports retailers grew 1% in dollar terms, that lagged the 2% growth seen in terms of units sold as higher discounting likely pressured average selling prices.?

Although Schapiro acknowledges that this season will, as always, hinge on the weather, underlying economic trends underpin the potential for a rebound if snow conditions are solid.? Since the beginning of the year, the national labor market has seen slow, but steady, improvement.?? Over this time frame, the unemployment rate has declined from 8.5% to 7.7% and the private sector has regained nearly 1.7 million jobs overall.? Asset prices have also performed well, with the S&P 500 Index gaining over 17% this year and the S&P/Case-Shiller Home Price Index posting its sixth straight monthly gain in September, rising 0.29%, extending the year-to-date increase to 7.04%.? Economists estimate that for every $10,000 increase in household wealth, including the value of one's home and investment portfolio, consumers spend an additional $400 on discretionary purchases.? In all, these positives should help set the stage for what Condor Capital sees as a rebound year in overall skier days.

Condor Capital

Founded in 1988, Condor Capital is an employee-owned, SEC-registered investment advisor based in Martinsville, N.J. employing 15 professional and support staff.?Since Condor is a fee-only, investment management firm, its fees are based on portfolio size, not sales commissions or number of trades. For more information on Condor Capital, please visit www.condorcapital.com or call 732-356-7323.

Contact: Ken Schapiro, info@condorcapital.com

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SOURCE Condor Capital

Source: http://www.heraldonline.com/2012/12/24/4505505/201213-ski-season-outlook-foundation.html

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Six Tips to Help You Eat Healthier During the Holidays | Her ...

The holidays are a fun time of the year. They are filled with friends, family, and lots of food. Unfortunately, this is a time when people eat excessive amounts of unhealthy food. Spend this holiday season creating lasting memories, not an enlarged waistline. These holiday eating tips will help to ensure healthier eating and avoid holiday weight gain.

Eat Before the Party

Holiday parties are filled with sugary desserts and fattening food selections. Make it a point to eat dinner before going to a party. A small meal will prevent you from overeating at a party. The small meal should contain protein, healthy fats and carbohydrates. This will help to remove any feeling of hunger.

Eat Slowly

It can be tempting to try everything on the dinner table and then go back for more. Eating slower is a pretty effective trick for decreasing the amount of calories absorbed. Eating smaller bites and thoroughly chewing will help slow down the pace. The brain takes 20 minutes to send a signal to the stomach letting it know that it is full.

Be Aware of Your Alcohol Intake

Drinking festive holiday cocktails and other alcoholic beverages is one of the quickest ways to increase the intake of calories. Try to limit the number of alcoholic beverages ingested. A simple gin and tonic can have as many as 180 calories. These excess calories do not provide any nutritional value. Anyone that plans to drink should consider lower-calorie options like red or white wine. Regardless of the type of alcohol it is important to drink responsibly.

Spend Time Socializing

Do not immediately head towards the table after arriving at a party. Grab a beverage and socialize. Doing this will divert attention away from food. Another way to avoid eating too much is to have conversations away from the hors d?oeuvres table. It is tempting to reach over and snack during the conversation.

Eat Smaller Portions

Food is abundant during the holidays. Just because it is available does not mean that it has to be eaten. Most people?s idea of a portion size is much larger than an actual portion size. Eat smaller portions. Portion control limits the calories eaten. If the meal is plated, eat half of it and save the other half for later. There is no real problem with eating a lot of vegetables.

Liquids Hold Hidden Calories

The problems with the caloric content of alcoholic drinks were mentioned earlier. But alcoholic beverages are not the only beverages that contain a lot of empty calories. Eggnog, apple cider, and hot chocolate are filled with calories. Water, unsweetened tea, natural juices, and coffee are low-calorie alternatives to drinking high-calorie beverages. Anyone interested in a non-alcoholic, low-calorie drink should try mixing their favorite fruit purees with sparkling water.

The holidays are a great time to reconnect with friends and family. It is also a season filled with holiday parties that are known for having an abundance of rich foods and beverages. This year, try not to let the holidays wreak havoc on the body. Following these holiday eating tips will help people enjoy the holidays without regretting it later.

Featured images:

Naomi Esterly balances writing freelance for 1800wheelchair.com

Source: http://hercaribbean.com/food/six-tips-to-help-you-eat-healthier-during-the-holidays

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News Corp. Reports $2.1 Billion Loss From Publishing Arm

News Corp's SEC filing during its attempts to split into two companies showed that the company lost $2.1 billion on the publishing side this year.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/Wc0UgV4fVv4/

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NRA: 'Armed officers in every school' (CNN)

Share With Friends: | | Politics - Top Stories News, RSS and RSS Feed via Feedzilla.

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Pope uses Christmas message to hate on gays (Americablog)

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Tribal Tattoos Style For Arms Guys ? Arts and Entertainment ...

Dec 23

Donning tribal tattoos is obviously not really a new part of the tattoo field. The good thing to make use of such a tattoo is the forearms.
For women, tribal tattoos with little but very simple designs will be the correct ones.container bekas. Normally, this body art is manufactured in a very fast or black color. Larger tattoos are often intricately integrated with shoulder tattoos. Tribal Forearm Tattoo Designs
A tribal tattoo can be of a basic style and design or perhaps a sophisticated combined several patterns and styles. The look is most effective for female. container bekas . In case you favor fierce types, dragon tattoos is often their full capacity bet. You can even opt for abstract patterns, like coiling and overlapping thorn patterns, to generate your own personal custom-made tribal tattoos. You desire easy band tattoo types about the forearm, which could not come off as too intricate. Band tattoos usually are befitting girls. You can contribute Celtic tattoos and rehearse several colors while in the design and style.

When you are evaluating your ?dream tattoo design? it usually is nearly impossible to find the actual layout that you will be interested in. Each and every tattoo artist specializes in different regions of style in regards to a specific style. kaos islam Therefore, choosing your perfect tattoo, and seeking most effective style can be a period prolonging approach.
So many people are looking at ?Tattoo Networks? when looking for originality, specially those who get tattoos annually. Tattoo networks assist you to turn into associated with highly talented tattoo design professionals, supplying various special styles out there. Also, there are far more precise body art classes just like; angels, zodiac, Celtic, Chinese symbols, Egyptian hieroglyphics, crosses, devils, and dragon tattoos, simply to name just a few. kaos islam ideologis. You?ll find thousands of alternatives to select from whilst customizing your tattoos layout, with new patterns extra everyday.
The artists inside of these networks be aware of the needs of these clients for whom they layout their tattoos. Versus area artists who produce your tattoos design using the type wherein they use. Your perfect tattoo design must be your message to the world.

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This entry was posted on Friday, December 21st, 2012 at 11:51 pm and is filed under Uncategorized. You can follow any responses to this entry through the RSS 2.0 feed. Responses are currently closed, but you can trackback from your own site.

Source: http://artsandentertainment.deadale.com/uncategorized/tribal-tattoos-style-for-arms-guys/

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Posted in: initiate.
Tagged: dragon tattoos ? forearm tattoo ? Style

This entry was posted on Sunday, December 23rd, 2012 at 10:05 am and is filed under initiate. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

Source: http://friendshipquotesconclusion.watchufc115live.com/246/tribal-tattoos-style-for-arms-guys-arts-and-entertainment/

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